Cristmas Time in shopping mall. Christmas tree with gold decoration in shopping mall.Christmas clearance sales at the shopping mall. Elegant Christmas tree in a shopping mall

The Holidays are upon us…..

Q:  42% of people plan to do this during the holiday shopping season.

Can we take a minute to ponder the fact that the holiday shopping season is totally here… how did that happen!?!?!?

A:  Place something on layaway